About Us

Our niche in the habitational insurance sphere enables us to help you

In today’s constantly shifting environment, staying one step ahead of the competition is critical. Because of our narrow focus, we know the best markets day by day (and even hour to hour!) that the insurance world has to offer for your apartments.
We have built lasting relationships with apartment owners from around the country by giving them the best policy, at the most affordable rates.
Top Floor’s seasoned, professional team will work with you to figure out your specific risk tolerance and coverage needs. We won’t sell you on policy details you don’t need, but you won’t be taken by surprise with a claim being unexpectedly excluded either.
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Just the Right Size

When you work with Top Floor, you get the best of both worlds

We are large enough to leverage our buying power with niche, proprietary underwriting programs to consistently give you more competitive rates… Yet boutique enough to be agile and responsive without being held back by layers of bureaucracy and red tape.

We are versed in:

Conventional
Conventional
Conventional
Market Rate
Market Rate
Market Rate
Rural Development 515
Rural Development 515
Rural Development 515
Section 42 LIHTC
Section 42 LIHTC
Section 42 LIHTC
Low Income Housing Tax Credit
Low Income Housing Tax Credit
Low Income Housing Tax Credit
Affordable Housing
Affordable Housing
Affordable Housing

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