Top Floor Insurance Is Your Expert Source For Apartment Building Insurance – It’s All We Do.

We Insure the Apartment Portfolios of the Southeast’s Most Respected Developers and Property Managers. Specifically, we provide property, liability and umbrella insurance solutions for:

  • New Communities, Historic Properties, Section 8/Low Income Tax Credit Housing (LITCH) Housing, Student Housing, Senior Living Housing and Coastal Properties
  • Communities with no prior losses as well as properties with a history of frequent or catastrophic losses
  • Owners with as few as 100 units and management companies with nationwide portfolios

Our apartment insurance rates are the most competitive on the market. And, with our industry expertise we will work on your behalf to get you the lowest apartment insurance cost.

Welcome to TOP FLOOR Insurance

Your Expert Source for Apartment Building Insurance

Our buying power, combined with proprietary underwriting programs allows us to be consistently more competitive and responsive than the average general insurance company.

Apartment owners have rated Top Floor Insurance as one of the best and most trusted apartment building insurance providers in the country.

If you’re tired of providing exhaustive amounts of information to insurance agents only to wait 30, 60 or even 90 days to receive a quote, sometimes the day before renewal, then call Top Floor Insurance.

Our service is free, confidential and extremely fast. We’ll even send you a reminder, along with the best market rate 110 days before your current coverage expires. When you partner with Top Floor Insurance you can rest assured that your apartment complex will be insured at the lowest insurance rate possible.

Why Top Floor?

  • Specialty Focus – We are apartment community insurance specialists – that’s all we do.
  • Expert Guidance – As a client you will have complete access to the best apartment complex resources to get all of your insurance questions answered.
  • Trusted Resource – Our video library, blog, and white papers are designed to give you the information you need to stay informed.
  • Easier Process – Unlike other apartment insurance companies, we don’t require mountains of paperwork.
  • Fastest Turnaround – You’ll have an an apartment building insurance quote within 24 hours – guaranteed.
  • Accessibility – We’re here when you need us, always providing you with the best customer experience in the industry.
  • Transparency – Our apartment complex insurance team is happy to explain your coverages and how the costs were determined.
  • Proven Results – We find the most competitive apartment insurance rates for our clients – saving them 20% or more each year.