If you’re looking for a seasoned and trusted apartment insurance specialist, then Top Floor Insurance should be your first pick. With decades of multifamily and apartment complex expertise and a commitment to getting you the right coverage for the best price, our insurance specialists will handle all of your needs. When you partner with us you are guaranteed the fastest service in the industry, a personal customer experience and access to the latest apartment building insurance resources online.

Commercial Property

  • 100% Full Replacement cost
  • Special form
  • Loss of rental income and extra expense
  • Law and Ordinance (optional limits)
  • Flood & earthquake (optional)
  • Boiler and machinery (optional)

Commercial General Liability

  • $1M per occurrence
  • $2M general aggregate
  • Products and completed operations
  • Personal and advertising injury

Umbrella/Excess Liability

  • $1M-$100M limits

Hired and Non-owned Automobile

  • $1M limit

Optional Coverages

  • Workers Compensation
  • Crime/Employee dishonesty/Fidelity bond
  • Employment practices liability
  • Directors and Officers liabilty
  • Errors and Omissions coverage
  • Cyber liability
  • Fiduciary bond
  • Terrorism

DISCLAIMER: The abbreviated outlines of coverages used throughout this proposal are not intended to express any legal opinion as to the nature of coverage. They are only visuals to a basic understanding of coverages. Please read your policy for specific details of coverages.